Author: Moran Insurance Newsletter Team

In general, flood insurance is only available through the National Flood Insurance Program (NFIP) run by the Federal Emergency Management Agency (FEMA). A few private insurers offer excess flood insurance. According to FEMA, floods, including inland flooding, flash floods and seasonal storms, occur in every region of the United States and 90 percent of all

  While the winter season is often associated with risky driving conditions, summer has its own risks. From road construction to out-of-town recreational drivers pulling boats and campers, summertime hazards require drivers to be extra alert and share the road. Vehicle accidents kill more American workers than any type of workplace accident1; in 2014, 35 percent

IMPORTANT NOTICE CONCERNING OUR INSURANCE INFORMATION PRACTICES PROTECTING YOUR RIGHT TO PRIVACY: You have a right to privacy, and we are concerned about protecting this right. For that reason, we are providing you with this Insurance Information Practices Notice in accordance with the law. Although we encourage you to read this entire notice, here is

  Did you know that a burglary happens every 16 seconds in the U.S., according to the FBI?1 Your home is one of your most valuable possessions, along with everything inside. It is a place you want to feel safe and secure from the potential dangers of the outside world. Employing and engaging in some

Here are 5 Backyard Summer Safety Tips for families looking to turn their backyards into a staycation hot spot. The Pool The Hazard: A backyard full of young children and adults looking for some relief from the hot sun. Between the adults relaxing in pool floats and children working on their cannonball, there is room for

  With Independence Day right around the corner, firework safety is top-of-mind. The U.S. Consumer Product Safety Commission reminds people that fireworks can be dangerous, causing serious burns and eye injuries. You can help prevent injuries by keeping the following tips from the CPSC in mind: Never allow young children to play with or ignite

Auto insurance and homeowners insurance policies can provide the financial assistance you need when there’s an accident or storm and damage results. But what happens if the price of having something fixed exceeds what your insurance provides? This is where umbrella insurance kicks in. It serves as an extra layer of protection during situations in which you may

Summertime is the best time to be outside enjoying the weather. Make sure your deck or patio is ready for the summer sun by keeping in mind the seasonal maintenance tips below. Check deck or patio for possible deterioration and safety hazards such as loose boards and protruding nails. Check electrical outlets for potential fire

Your level of preparation before a hurricane can determine how well you weather the storm and how quickly you recover from it. You should start preparing your home, inside and out, long before a storm is in the forecast. In the end, you can never be too prepared when it comes to protecting your loved

Are you one of the millions of boaters with spring fever, itching to get your vessel out of winter storage and back onto the water? If so, be sure to take the time to properly de-winterize and prepare your boat before taking it out for its first voyage of the season. Having a spring ritual