Author: Moran Insurance Newsletter Team

Landing Lightly: Playgrounds Don’t Have to Hurt Forty years ago, playgrounds were downright scary. Everything was made of metal. The slides were so hot they’d burn the skin right off your thighs. Kids would go flying off of those spinning contraptions, or perch precariously 10 feet in the air on monkey bars with rock-hard earth

Damage caused by lightning, such as fire, is covered by standard homeowners and business insurance policies. Some home and business insurance policies provide coverage for power surges that are the direct result of lightning striking a home or business. There is also coverage for lightning damage under the comprehensive portion of an auto insurance policy.

Every year, millions of Americans safely enjoy outdoor barbecues, but accidents do happen. According to the U.S. Fire Administration, about 5,700 grill fires take place on residential property every year, causing an annual average of $37 million in damage, 100 injuries and 10 deaths. The majority of grill fires are caused by malfunctioning gas grills.

Each year, approximately 75,000 people are injured seriously enough by lawnmowers to require emergency room medical treatment. Only a small percentage of the injuries are caused by mechanical failure; most are the result of human error. Here are some tips to follow before and while mowing your lawn: Become familiar with your mower. Read the

Milder days offer a prime opportunity for spring cleaning and home maintenance. After a long winter, be sure to spend some time on preventive measures that will help maintain your home and property all year long. From cleaning out your gutters and checking for dead trees and branches, to cleaning and inspecting your home mechanical

Prepare your vehicle for winter weather well before winter begins. Preventive maintenance helps to ensure that avoidable problems do not occur, especially during inopportune times such as severe weather. Before driving in questionable weather, check the following on your vehicle: battery, lights, belts, brakes, windshield wipers, defroster, heater and exhaust system. Ensure your tires have

  When the driveway and walkways are coated in a thick blanket of snow, it is time to get a shovel out for what some consider to be a dreaded chore. But before you tackle the first snowfall of the season, take some time to read these safety snow shoveling tips to help avoid any

Would you be able to remember all the possessions you have accumulated over the years if they were destroyed by a fire or other disaster? Having an up-to-date home inventory will help you get your insurance claim settled faster, verify losses for your income tax return and help you purchase the correct amount of insurance.

For most, the holiday season is about spending time with family and friends, and usually involves parties, good food and laughter. Another facet of the holidays is the additional amount of travel that comes along with attending various functions coupled with the increased amount of holiday shoppers on the road. So while the holidays can

For many, the winter holidays are a time of joy, celebration and tradition. Decorating your home, yard or office is a fun, festive way to celebrate the season. A little planning can help you enjoy your display all season long. Following are some tips to help keep your family and friends safe around your decorative displays.