Category Archives: Newsletter

12 Holiday Decorating Safety Tips

The holiday season is here! No matter if you celebrate Christmas, Hanukkah, Kwanzaa or all three, we’re excited to share in the holiday spirit. It’s easy to get caught up in the festivities, and while you’re busy decorating the house, safety may be one of the last things on your mind. According to the US Consumer

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Happy Thanksgiving

  Please note our office will be closing at 3:00 PM on Wednesday, November 23, 2016 and will be closed on Thursday, November 24, 2016 and Friday, November 25, 2016. We will re-open for business on Monday, November 28, 2016.

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Preventing the Flu

  The single best way to prevent seasonal flu is to get vaccinated each year, but good health habits like covering your cough and washing your hands often can help stop the spread of germs and prevent respiratory illnesses like the flu. There also are flu antiviral drugs that can be used to treat and prevent flu. 1. Avoid close

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Have a happy – and safe – Halloween

As you and your family bring out the Halloween decorations and prepare for parties and trick-or-treaters, take time to evaluate the liability exposures associated with having guests on your property. Keep the following tips in mind to ensure Halloween is safe and happy for your family and guests.   AROUND YOUR HOUSE Make sure sidewalks,

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Tree Maintenance and Care

The trees in your yard can enhance your property, provide shade and offer abundant environmental benefits. However, trees can also pose a safety hazard to your family and your home if they are not properly inspected and maintained. Trees can present a particularly significant danger during a storm. Wind, lightning, snow and ice can all

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Autumn Maintenance for your Home

  As the leaves change and the days get shorter, take the time this autumn to prepare for the oncoming cold weather. Ready the furnace for the months of work it will have ahead, and clean out the fireplace. Test them both to ensure they’ll be working when you need the heat. Don’t wait until

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Do I need Life Insurance?

  Who Needs It? If someone will suffer financially when you die, chances are you need life insurance because it provides cash to your family after your death. This cash, known as the death benefit, replaces your income and can help your family meet many important financial needs like funeral costs, daily living expenses and

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Facts about Flood Insurance

In general, flood insurance is only available through the National Flood Insurance Program (NFIP) run by the Federal Emergency Management Agency (FEMA). A few private insurers offer excess flood insurance. According to FEMA, floods, including inland flooding, flash floods and seasonal storms, occur in every region of the United States and 90 percent of all

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Summer Driving Hazards

  While the winter season is often associated with risky driving conditions, summer has its own risks. From road construction to out-of-town recreational drivers pulling boats and campers, summertime hazards require drivers to be extra alert and share the road. Vehicle accidents kill more American workers than any type of workplace accident1; in 2014, 35 percent

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Annual Privacy Notice

IMPORTANT NOTICE CONCERNING OUR INSURANCE INFORMATION PRACTICES PROTECTING YOUR RIGHT TO PRIVACY: You have a right to privacy, and we are concerned about protecting this right. For that reason, we are providing you with this Insurance Information Practices Notice in accordance with the law. Although we encourage you to read this entire notice, here is

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