Renters Insurance

If you rent your home, your landlord is responsible for insuring the building, but not for insuring your personal belongings. If you think about it, the cost to replace your clothing, furniture, stereo, pots and pans, linens, sporting goods and computer could be a lot of money. Sometimes called apartment insurance, renters insurance covers your possessions from damage and theft. It also protects you if you’re held legally responsible for the injuries to another person while in and around your home. Renters insurance costs less than you think. It’s easy to protect yourself and your belongings for just a few dollars a month.

Renters Insurance FAQ

Answers to frequently asked questions about Safeco renters insurance. What is renters insurance? Renters insurance protects your belonging from damage and theft. It also protects you in certain types of liability cases, like if you’re held legally responsible for injuries to another person while they’re visiting your apartment or the house you rent. Does renters insurance pay my rent if I can’t on some months? Renters insurance does not pay your rent. However, it may cover expenses related to temporary housing if you can’t live in your building while it’s being rebuilt or repaired after being damaged. Doesn’t renters insurance cost a lot? It usually costs a few dollars a month. It could cost a lot more to replace all of your stuff without the protection of a renters insurance policy. Is my landlord responsible for insuring my apartment? Your landlord is responsible for insuring the building, but not your personal belongings inside it. What if my luggage gets stolen while I’m on vacation? Your things are protected when they’re at home or with you anywhere in the world. You probably own a great deal more than you think. What would the cost be of replacing everything in your apartment if there were a fire or other disaster?

Personal property you own may include: Furniture Television / Electronics Collectibles Clothing / Outerwear Jewelry / Silverware Computer / Laptop Music Systems / IPOD DVD / Blue-Ray Cookware Sports Equipment