Winter & Valentine’s Day Tips from Moran Insurance 2024

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info@moraninsurance.com • 410.544.3422 • 696 Ritchie Highway - Suite 300 - Severna Park, MD 21146 moraninsurance.com

PROTECT YOUR HOME

FROM THE CHILL THIS WINTER!

food network turkey recipeSingle-digit temperatures and freezing water can wreak havoc on your house and yard. The first thing to know is that water damage—particularly damage linked to frozen and burst pipes—accounts for the lion’s share of homeowners insurance claims.

During the winter months, it’s a good idea to wrap your pipes and keep the heat at a temperature of at least 65° F if you have any concerns about freezing pipes. It’s also essential to know where your home’s water shutoff is located so that you can quickly shut it off in an emergency, minimizing damage in the process.

Following these important basic steps may stave off catastrophic water damage. But there’s still money to be saved and calamity avoided by addressing other problems in and around your home.

Here, we’ve compiled ten key tips for preparing your house for winter in order of importance.

1. Protect Indoor Pipes

2. Insulate Your Attic or Crawl Space

3. Service Your Furnace and Chimney

4. Swap In Storm Windows

5. Repair Loose Roofing Shingles

6. Clean and Inspect Gutters

7. Repair Patios and Pavers

8. Look for Ailing Tree Limbs

9. Secure Outdoor Water Sources

10. Mark Garden Beds, Paths, and Driveways

FOR MORE INFORMATION, HEAD ON OVER TO OUR FRIENDS AT CONSUMER REPORTS

February 2, 2024 at 8:20 a.m

food network turkey recipePunxsutawney Phil emerged from his burrow on Gobbler's Knob to make his annual weather forecast during the 138th Groundhog Day on Friday, and didn't see his shadow, predicting an early spring for the first time since 2020.

Valentine's Day in Annapolis

Celebrate LOVE in Annapolis with these Valentine's Day specials and events!

food network turkey recipeOur friends at Downtown Annapolis Partnership have released a great guide to Valentine's Day.

Start planning now for great gifts, nights out on the town, or romantic nights at home. We have everything you need in downtown Annapolis. You can find all the traditional gifts like flowers, chocolate, greeting cards, and jewelry, or explore the boutiques, shops, and galleries for something unique. Make the night extra special with reservations for dinner and an overnight stay at one of downtown Annapolis' Hotels, Inn, or B&Bs. It's all within walking distance when you visit downtown Annapolis.

As seating and inventory may be limited, we recommend checking in advance to see if advance orders or reservations are recommended.

Valentine's Day specials and events will be added below as they are announced.

To see all the around-town happenings, visit Downtown Partnership Annapolis HERE. HERE

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How to Protect Yourself from Winter Weather

IF YOU ARE UNDER A WINTER STORM WARNING, FIND SHELTER RIGHT AWAY

winter weather preparedness 2024 moran insurance

KNOW YOUR WINTER WEATHER TERMS:

Winter Storm Warning

Issued when hazardous winter weather in the form of heavy snow, heavy freezing rain, or heavy sleet is imminent or occurring. Winter Storm Warnings are usually issued 12 to 24 hours before the event is expected to begin.

Winter Storm Watch

Alerts the public to the possibility of a blizzard, heavy snow, heavy freezing rain, or heavy sleet. Winter Storm Watches are usually issued 12 to 48 hours before the beginning of a Winter Storm.

Winter Weather Advisory

Issued for accumulations of snow, freezing rain, freezing drizzle, and sleet, which will cause significant inconveniences and could lead to life-threatening situations if caution is not exercised.

KNOW YOUR RISKS

Pay attention to weather reports and warnings of freezing weather and winter storms. Listen for emergency information and alerts. Sign up for your community’s warning system. The Emergency Alert System (EAS) and National Oceanic and Atmospheric Administration (NOAA) Weather Radio also provide emergency alerts.

PREPARE FOR WINTER WEATHER

Prepare your home to keep out the cold with insulation, caulking, and weather stripping. Learn how to keep pipes from freezing. Install and test smoke alarms and carbon monoxide detectors with battery backups. Gather supplies if you need to stay home for several days without power. Keep in mind each person’s specific needs, including medication. Remember the needs of your pets. Have extra batteries for radios and flashlights. If you cannot afford your heating costs, weatherization, or energy-related home repairs, contact the Low Income Home Energy Assistance Program (LIHEAP) for help.

IN CASE OF EMERGENCY

Be prepared for winter weather at home, at work, and in your car. Create an emergency supply kit for your car. Include jumper cables, sand, a flashlight, warm clothes, blankets, bottled water, and non-perishable snacks. Keep a full tank of gas.

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Recipe Box

CHOCOLATE COVERED CHERRY COOKIES

food network turkey recipeDessert ready in about an hour? Yes, please! These sweet, decadent cookies are topped with chocolate-covered maraschino cherries for a heavenly taste and impressive presentation. Try making this recipe for Chocolate-Covered Cherry Cookies as a holiday party treat, or send some to your valentine to really win them over.

Get the recipe from our friends at Pillsbury HERE

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Building Bridges for Life

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Owners Matt Lehmann and Marc Dorman